1. bank payment and credit cards

we use the following bank payments and credit cards:

• aktia
• danske bank
• handelsbanken
• nordea
• oma säästöpankki
• osuuspankki
• pop pankki
• s-pankki
• säästöpankki
• ålandsbanken
• mastercard
• visa
• visa electron

payment service provider

paytrail oyj (2122839-7) operates as the implementation and payment service provider of the payment brokerage service in cooperation with nets and banks. paytrail oyj appears as the recipient of the payment on the account statement and forwards the payment to the merchant. paytrail oyj has a payment institution license. In cases of complaints, we ask that you first contact the supplier of the product.

business id: 2122839-7
innova 2
lutakonaukio 7
40100 jyväskylä
phone number: 0207181830
www.paytrail.com

2. mobile payment methods

we use the following mobile payment methods:

• mobilepay
• siirto

mobilepay

the terms and conditions are available on mobilepay's website.
mobilepay terms and conditions

siirto

conditions applicable to siirto payments:
op's general euro payment terms (.pdf)
terms of use of the siirto service at nordea (.pdf)

payment service provider

paytrail oyj (2122839-7) operates as the implementation and payment service provider of the payment brokerage service in cooperation with nets and banks. paytrail oyj appears as the recipient of the payment on the account statement and forwards the payment to the merchant. paytrail oyj has a payment institution license. In cases of complaints, we ask that you first contact the supplier of the product.

business id: 2122839-7
innova 2
lutakonaukio 7
40100 jyväskylä
phone number: 0207181830
www.paytrail.com

3. invoice and installment services

invoicing and installment services via paytrail are offered by op, walley and jousto. walley also offers an invoice and installment option for business customers.

please read the specific terms and conditions specific to the financing company, which you will see when you accept the payment. when you accept the payment, you also accept the finance company's terms and conditions.

walley

walley's general invoicing and installment payment terms for companies (.pdf)
walley's general invoicing, account credit and installment payment terms (.pdf)
standard european consumer credit information (.pdf)
read more: walley.fi

jousto

jousto product description (.pdf)
read more: jousto.com

op lasku

terms of op Invoice credit agreement (.pdf)
op invoice product description for consumers (.pdf)
op invoice product description for the merchant (.pdf)
read more: op.fi

op tililuotto

op account credit's terms and conditions of the credit agreement (.pdf)
op account credit's product description (.pdf)
read more: op.fi

4. paypal

paypal is an internet-based payment brokerage system that enables secure payment of e-commerce orders both abroad and at home. the money is transferred to the recipient either from the card connected to the paypal account or from the balance on the paypal account.

read more about paying with paypal at https://www.paypal.com/fi

the service provider for registered users in the countries of the european economic area is paypal (europe) s.à r.l. et cie, s.c.a. (r.c.s. luxembourg b 118 349) ("paypal").